I loved this essay by PG. He explains the concept of "schlep blindness". It explains the reason why no one solved payments before Stripe. Every coder knew that problem. Every coder wanted a solution. Yet no one solved it! Because everyone thought that it was a hard problem. It will involve making deals with banks. And then take a lot of risks because of the flow of money involved. These are "schleps" that hackers like to avoid. But there is a fallacy here. ALL businesses involve schleps:

But I soon learned from experience that schleps are not merely inevitable, but …

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I think it is a constant seeking. When we try 500 things out of which 5 become amazing; I think it's a blessing. We can try 1000 years and still not crack something. But if you get 1 line that lingers on in your heart, in people's hearts, I think that's a blessing. Because somewhere deep there's a soul which is actually connecting to all other souls

 And for that, you have to constantly …

Loved this short essay by Taleb. He highlights the difference in the way nature and we humans behave:

Nature builds with extra spare parts (two kidneys), and extra capacity in many, many things (say lungs, neural system, arterial apparatus, etc.), while design by humans tend to be spare, overoptimized, and have the opposite attribute of redundancy, that is, leverage—we have a historical track record of engaging in debt, which is the reverse of redundancy (fifty thousand in extra cash in the bank or, better, under the mattress, is redundancy; owing the bank an equivalent amount is debt).